Unionbank EON VISA Debit Card + PayPal = Money!!
Its been like days now since i last updated my blog. Needless I say, I was busy trying to get things moving on my blog like placing some widgets around my site, polishing some page cosmetics, and joining numerous page rank profiles… i.e. blogsites, alexa, technorati (**sounds like my own site), digg, blogflux. and among others you name it, I’ve joined them! (***hahaha, now talking about internet marketing,haha)!… In short, i was engrossed publicizing my site and making connections to my friends around! haha=). So ok while trying to get things moving, at the same time, i decided to enrol for a Unionbank EON Visa Debit Card which i have promised long time ago to link it with my existing Paypal account.
You would probably ask me now why Union Bank EON Visa Debit Card and not BPI or any other debit card or credit card available out there for that purpose? Well, actually i tried inquiring my existing Equitable PCI Bank Visa Debit Card (** which is now BDO) to their customer service if my account is ready for paypal or online transaction but the account officer said that the service is not yet available so i thought paypal is not yet integrated with Equitable PCI bank plus the fact that the account number on my possession hasnt been migrated yet to BDO Card (** i opened the account in Equitable PCI Bank Head office-migration of accounts would take place on May 24, 2008 as far as i can remember). While looking at this problem, i came across some forums and blogs around the internet, which tackles Paypal and linking it to a debit card also. Later on, i found out Union Bank EON Visa is what most other users recommended so tried getting one for myself. After a no. of days of account confirmation and verification, I was able to bind it with my Paypal account SUCCESSFULLY. Yes, my very first attempt was successful. I heard some people and some bloggers around who were denied by the paypal service and i thought sharing my experience would benefit viewers and readers alike. Let me itemize what i did along the process..this is my version of the step-by-step procedure, ok?
How to open Union Bank EON Debit Card
1. Get Unionbank’s EON Card Cyber Account. Get this debit card either by signing up online (click here) through their official website or go to the nearest branch. What i did was i went to their website and clicked on ([ Click here to open an account! ] label). Follow the instructions from there.
2.After five working days, you have to call the branch where you applied in. It’s very important to call them because this is the only way you can verify if the online registration has reached their end for processing. I called their trunkline at 84186 (24-hr call center) but please be patient. You will end up waiting and waiting. This is true even in other call center like citibank hot line and other bank trunkline so get used to it. hehe =) Yeah, call them and ask them if your EON card is ready to pick up (nearest to your place)
3.When you are ready to pick up your EON card, go to the branch… go to their New Accounts section or ask the security guard where you could claim your EON card. Better call your branch first for confirmation i suggest. In my case, i called Union Bank plaza since i am working in Ortigas area. 6347907 – direct line or at 6341602. Present your two valid IDs (with picture in the card) and pay Php350.00 for the card’s annual fee. Also, it’s very important again to deposit at least Php150.00 in your EON card, especially if you are going to apply for Pay Pal. But in my case, i intended to deposit PHP 500 since i plan to use it as debit card to purchase an item at megamall department store that would serve as transaction history for the debit card (*** this is to verify if my account is working properly and this is also needed for paypal account.) I did the deposit the same day i obtain the card from the branch. =)
4. Wait for three days for your EON visa card to be activated. The registration form you filled up should reached the Cebu branch (** i dont know whats with the Cebu branch, but the according to the phone banker i chatted last time, all the debit cards were supposed to come from that branch where these are manufactured- so before activation will take place, they (the cebu branch) need to secure for the registration form you just filled up). You may call the nearest branch or call their hotline to confirm your account. In my case, i waited for 3 days and then i went to the SM department store to purchase the item using that card (***this is just for confirmation). But the transaction was denied, i did this twice on separate days, so i called my branch -Union Bank plaza (where i will be getting the eon card) again to confirm the status of my account. Then the officer said the card was not yet activated. He did something on the computer, he asked me to fill up another registration form. (** what the heck, i said. i just filled up one the last time i went to their office) but the account officer whom i talked to last time already resigned (which was too bad – now i understood the delay) so the activation got delayed, nonetheless without anymore questions i hurriedly registered and asked the officer to activate it again. This was past banking hours already, the account officer was kind enough to have me at 5:30pm in the union bank plaza. Thanks Mon for accommodating me. =) Good thing was the next banking day, i tried to purchase another item at SM Dept Store and paid using debit card, luckily the transaction went through, meaning the account is already activated. Yahoo!!!
5. If your EON visa card is activated already, go to Unionbank website and enroll for a eon cyber account. Be ready with your card and account number and pin. Also, think of your user ID, this user ID will be your new username next time you log in to access your accounts online. Wait for three to five days to be activated. Again, call their hotline to confirm. Upon activation, you should see some history details and you should know also the status of your debit visa card. its indicated there in the cyberaccount. In my case, i had it enrolled online while my debit card was still on the process of activation. While my debit card is going the 2-3 activation processing days, i created the online eon cyber account. This is feasible since the only thing needed for cyber eon enrollment is your debit card number and the atm pin which you need to change upon receiving your atm debit visa card which i did the first time i got the debit card from my branch.
When everything is activated, you may enroll in Pay Pal. (both the eon debit card and the eon cyberaccount)
How to Open a PayPal Account?
- Sign-up for an account at www.paypal.com. Enter your profile. Be sure to select Philippines as the country where you live in and use U.S. DOLLARS as the primary currency. (*** Did i tell you that i already have an existing Paypal account? Yep, i have an account already at paypal before i intended to bind it with my Debit EON Visa Card. This can be done.)
- For the verification process, enter your 16- character card number and Card Verification Value(CVV) –last 3-digit number found at the back of the card – mine was debit card. When you are done, click on submit. Your debit card will be charged USD 1.95 or PHP 84.19 ( *** PHP 43.17 as of this writing). Dont worry this would be refunded once your debit card was successfully linked to paypal. Debit card should be with active status – double check your status on your cyber eon account. Check for history details of this transaction via your cyber account at www.unionbankph.com
- Enter your address of record at UnionBank as your billing address that appears in your monthly statement, and for EON Visa Electron ,or use the address found in the Profile page at the Unionbankph.com online banking site. The address should be the same for both Union Bank and Paypal otherwise you will get a denied service.
- You need to link and confirm your debit card to paypal. Paypal will ask you for an EXP number. This can be seen immediately via cyber account online history details (www.unionbankph.com) just right after you clicked on submit on Paypal. Look for transaction details something like : VISA-0288PAYPAL-*EXPUSE SG (840) .. Take note of the 4-digit number – in this case 0288. (** I intentionally changed the 4-digit in my example =) This is what they refer as Paypal Code to be used a confirmation reference to your debit card. Enter this code to paypal – confirm my card page.
THIS IS IT!!!! NOW YOU CAN START EARNING AND MAKING MONEY ONLINE THROUGH BLOGS AND TRANSFER FUNDS FROM PAY TO CLICK SITES TO YOUR PAYPAL ACCOUNT AND PURCHASE ITEMS ON EBAY AND AMAZON. YAHOO!!!!
So what are you waiting for. Sign up now ->> PAYPAL or click the link below
Update: Please check out this link for other money making tips and other business related discussion. Business, Paypal, CreditCards
Update:
Pls check: https://ebanking.unionbankph.com/EbankEON/web/L001/EON/jsp/Fees.html
Fees and Charges
| Balance Requirement | |
| Initial Deposit | NONE |
| Maintaining Balance Requirement (MBR) | NONE |
| Minimum ADB to Earn Interest | PHP 10,000 |
| Interest Rate | 0.500% (for accounts with balances of Php 10,000.00 and above) |
| Visa Electron Annual Fee | PHP 350.00 |
| Inactivity Charges | |
| No Transaction Penalty (no transaction for 1 year) | PHP 200.00 per month starting on the end of 12th month of inactivity until the account becomes dormant |
| Dormancy Charge (no transaction for 2 years) | PHP 500.00 per month starting on the end of 24th month of inactivity |
| Closure Within 30 days | NONE |
| ATM Withdrawals | |
| UBP ATM | PHP 10.00 (after the 3rd withdrawal) |
| Non-UBP ATM within the Philippines | PHP 12.00 |
| International VISA Plus ATM | |
| Balance Inquiry | PHP 75.00 |
| Withdrawal | PHP 175.00 |
| Withdrawal declined due to insufficient funds | PHP 75.00 |
| OTC Withdrawal Convenience Fee | PHP 100.00 |
| Fund Transfer (OUTWARD) | |
| Send Electronic Funds Transfer to another E-ON Account | NONE |
| Send Electronic Funds Transfer to another UnionBank Account | NONE |
| Send Electronic Funds Transfer to other Banks | PHP 10.00 |
| Fund Transfer (INWARD) | |
| Receive Electronic Funds Transfer from another E-ON Account | NONE |
| Receive Electronic Funds Transfer from another UnionBank Account | NONE |
| Receive Electronic Funds Transfer from another Bank | NONE |
| ATM Card Replacement | PHP 150.00 |
| Transaction Diary | PHP 200.00 |
| NOTES:
*** Some local banks may charge a fee on the EFT transactions sent by our E-ON account holders. These banks charge a Receiving Fee from the amount that is to be credited to the account. This is an addition to the PHP10.00 that will be charged to the client. *** For Incoming Remittances with incorrect account numbers and/or account names, a Repair Fee of PHP100.00 may be charged. |
|
Update:
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Good Blog. I will continue reading it in the future. Nice layout too.
Aaron Wakling
Thanks Aaron. =) You have a nice layout too =)
Ron Paul
Thanks… I got all the infos that I have been searching about EON debit card and paypal.
[...] You dont know how to open a Pay Pal Account? Just visit here. [...]
Oh so for the address it is the bank address… so since I’m from Albay the nearest is the Legaspi branch so this is the address that i found.
LEGASPI
Sia Ko Pio Bldg., Rizal St., Legaspi City
Is this what you mean? or the main branch address?
Thanks Celina for dropping by =)
Bank address where you will claim your eon card? is this your question? yes, that’s the nearest to your place. =)
Nope… address that I should put in my ADDRESS in my profile… that should be the same with paypal so it will not cause a problem. My bank address ot home address?
i see,… in this case, you should provide your home address (or another term would be billing address). This home address should be the same for both the paypal account and EON card.
It’s been a week now and my eon card is not yet ready for pick-up when I called the branch nearest to my place. Maybe because classes will start soon so many students chose to have the eon card.
i see… since you’re from legaspi city i think that would be delayed… all eon cards comes from cebu branch… so probably you follow up this week… =) … While you’re waiting for this to happen, maybe you open a paypal account or alertpay… just follow the posts on my blog =)
Oh there’s now alertpay also! What are the debit cards accepted by alertpay? No bdo? Oh the other day I went to BDO to convert my EPCI atm to BDO International and when I asked one of the staff about Paypal she doesn’t know and she never heared about it yet. Also so funny when I went to Union bank 2 weeks ago to inquire about EON… the teller said I should go online and look for parang FON cyber account daw yata yun…
Gosh! why are they not familiar with EON??? 
yep, alert pay works just the same concept as paypal =). I think EON Debit card works with alertpay….. as long as there is a VISA logo it should work..i just got an account for alertpay but still pending my verification. but am on my way to it. =)
Well you see, EON VIsa Debit card was not advertised on television…. its only spreading just by word of mouth hence there is really a great potential that it would soon create domino effect once it has flourished along the way.Right? Its a great news for us…. Your branch tellers probably were not exposed to this yet since not many comrades in your area doesnt know about this or havent tried opening an account …. Oh well once you get this working maybe yourself could prove to them how grateful and beneficial it is to have one… besides this is an income generating opportunity as well for you… if you’re a businessman it would surely be a hit for you. You could inform them the great news once you get it done yourself or maybe link them here =) Who knows?? Paypal is also new in the philippines. It was only just the last quarter of 2007 when paypal was approved to be used in the philippines. The frezy still cant be seen in your town area but in manila there is trend of demand nowadays since a lot of professionals here are internet/techno-savvy hence they mostly have access to computer. There is a link in the post i created regarding opening a paypal account .. maybe you can follow the instructions from there =)
Good for you…..as the saying goes.. early bird catches more worms hehe =)
Hi again! It’s been 2 weeks now and my eon card is still not ready for pick-up. I’m thinking maybe my application was not successful but i got a sequence number after I sent the form online. What should I do? Will it cause a problem if I submit a new application again? I tried calling 84186 which I waited but really very busy always.
Hello,
Well in my case, i also got a ticket number after applying online …their trunkline is always busy!!! just like citibank… hmmm, why not try to call your branch– nearest branch ??? Maybe they can check if your online application was successful… i did that here in my branch..i.e. headoffice =)
Well about submitting a new one. hmmm… not so sure about it… but you can ask the branch manager if they would allow that =)… just so happened that i was able to get mine at the right time. =)besides i got it in headoffice so probably that made the transaction easier.. Try to call the branch manager i suggest, he should know everything.. Keep us updated here =)
Oh actually just 5 days after my online application I called the branch but the staff said it’s not yet available so since that day I always call that they became familiar with my voice already!
So this morning I called again and because they are also wondering why it’s not yet there, I think they called the Cebu branch and the problem they said is misroute so maybe it was delivered at other branch. The staff told me this seldom happened because usually in 5 days only the EON cards could be pick-up. And also I already received the mail dated May 16 (i applied online May 14 at 10pm) confirming that I am a new member of Union Bank so it means my online application was successful. So I will call again next week and hope it’s there already because the staff told me it’s not only me but there are other 9 and our cards are at other branch. 
At least now, I know why it’s not yet there in Legazpi. Thank you so much for the time. I know my application for paypal would be easy because of you.
Hi Celina, you’re most welcome =).. see..everything happens for a reason.. as they say patience is a virtue =).. 9 people from your area. i wonder how big could this be in the months to come.. hehe.. =)
Hi, thank you for this guide. I need to have this eon card kc i will start to get payments from my employer through PayPal. Tingin mo kaya gano katagal? Alis ako later to apply for an Eon Card. Thanks ulit!
Well when i got my eon card, it took me just a week to get it… Wow.. Nice to hear that… Enjoy earning =)
hahaha… thanks for this post! i linked my eon card w/ my paypal 4 days ago, and i was sending emails to the unionbank asking for my expuse number… i didn’t actually know it was staring at me the whole time in my mini-statement… thanks.
Hello everybody. Can anyone helped me? Where can I locate my CVV?
@arvee,
lol, yes it is sometimes confusing…
Hi Badal, CVV is an anti-fraud security feature to help verify that you are in possession of your credit card. For the Union Visa/Mastercard, the three-digit CVV number is printed on the signature panel on the back of the card…. did you see the 3 digit number ? For American Express, the four-digit CVV number is printed on the front of the card above the card account number. Please see this image. http://en.wikipedia.org/wiki/Card_Security_Code
Hi,
This is the most complete informational post about EON-Paypal I ever read. However, I have some questions and I wish you can help me out.
I just got my EON card today after 6 long months of waiting. But Paypal denied my verification after I entered the 3-digit security code. I read from your post that my EON card should have at least P150 on it so it can be activated.
Does this mean I have to open an ATM account at Unionbank and deposit at least P150? How much is their minimum deposit there?
You see, I live at Batangas and the nearest Unionbank branch is at Calamba which is very far and it costs me so much if I will call them. Besides, they are very busy and it always take me a long time waiting to be entertained even is the phone bill is running.
Hope you can help me, and provide additional information.
Thanks a lot.
Hi angel,
6 months of waiting? Gee… that’s pretty long…my patience would surely be tested waiting that “long”, lol. good thing you got your eon card now. To answer your question, yes, you need to have some fund in your EON Debit Card. Why? This is because when you sign up for Paypal, they would review your EON Card account which should have some valid history of transactions or else you get denied. This is to validate your account also with EON Card if it is activated. Moreso, you need to have some fund in your EON Card because Paypal would initially charge your debit card USD 1.95. You should be able to see this on your debit card transaction and to your paypal transaction. But don’t fret as this would be refunded once your debit card was successfully linked to Paypal. Many have tried this already and it’s true. When i opened my EON Card before, right away i deposited P500 just to have some “history” details of the account. I guess that worked the trick that’s why when i signed up for paypal and verified my card, i was approved right away. Minimum deposit? Well, there’s no minimum deposit… but they have an Visa Electron Annual Fee which is PHP 350.00 .
Does this mean I have to open an ATM account at Unionbank and deposit at least P150? -> No need to get another ATM Account.. you can use your EON Debit Card right away. Just deposit probably enough to cover your future transactions. Did you know that you can actually use this debit card to pay cash transactions over department stores (SM, Robinsons)? Purchases are deducted to your Debit Card. Try it yourself =) It works as if it is a Cash…
Well i think the cheapest and best way to make this happen is via internet access. For a busy person like you and me, this is the alternative way. Have you tried accessing your EON Visa Account Online? Check out this link to visit the EON Card Online. Try to register and see for yourself. If your “new” to the online transaction, well you can probably read the guidelines in the website CAREFULLY, there’s help/guide tool there. =) Try to digest everything as you can. Or you can Print it and read on your spare time instead. =)
Hope this helps. =)
Have you checked this section?
http://www.techronnati.com/forums/index.php?board=75.0
http://www.pesorepublic.com
Yes, that 6 months waiting can win the Guinness Book of Records lol! Actually, I called up Unionbank Calamba this morning and they said the same thing.
As per my understanding, I just need to deposit to my EON card and not to a new ATM account, right?
Anyway, I will be updating you about this later. And I am thinking of making a post afterward. I assume, this will be a good history to learn from.
Again, thanks!
lol,
As per my understanding, I just need to deposit to my EON card and not to a new ATM account, right? -> yes. you are right!
Glad to hear you’re into the bandwagon. I hope you keep us abreast with your recent findings. Keep us informed. =)
Cheers,
Hi, Thanks so much you have a lot of information about linking the debit card to paypal, a lot better than union bank. just one question, from your instruction/suggestion no.5, to change the ATM pin once you received it from the bank… why is that so?…because from what i know, my friend did not changed her ATM pin given by the bank, and i never heard she encountered any problem.
just an info contribution to angel who lives in Batangas, there’s Unionbank branch in Lipa, in front of Lipa health Center, near the Redemptorist church
thanks again.
Thanks for the info. However, I think the transportation cost for Lipa and Calamba from Malvar is almost the same.
But at least, I now have a choice.
Regards.
Hi jean,
It’s a nice feeling how i am able to help others with this humble site. =) Anyways yes, in #5, changing of PIN code once you received it from your local branch is normally an SOP or protocol to any ATM card user. Maybe, the bank personnel may have forgotten to remind your friend to change the password or pin code password. You see, changing of password/pin code is always the practice for security reasons especially in banks as we don’t want anyone to peek into the “password” written on paper, right? Of course you may opt to still use the password given by the bank but what if you accidentally lost that paper containing that password or someone close to the card owner attempted or unexpectedly did something malicious to his/her account or strangely have lost both his/her ATM Card and the paper containing that pin code? In worst cases, we never really know right?
It’s always a choice, jean, to each his own but i would still recommend your friend to secure his/her own pin code…
hello, i just want to ask if i use my EON card in some restaurants, will they ask for a PIN? or will it work like a credit card that all i need to do is sign?
Hi akiko,
Based on my experience, the merchant swipes the Visa Electron through an on-line card reader. Once the transaction is approved, you, as the customer signs the receipt to verify the transaction just like a credit card. Just be sure you have some ‘funds’ in your account so you can literally pay for your transaction. This would also reflect in your account statement which you may want to review after. And by the way, this works not only in EON Card but also to any Savings account in your possession bearing the VISA Electron or MasterCard logos. I’ve also tried EPS (BPI Savings Account) also, but instead of your signature they would ask for your PIN Code. Hope this helps. =)
thank you so much. the information you posted is very helpful. now i understand better.
one thing more, about this info:
ATM Withdrawals
UBP ATM PHP 10.00 (after the 3rd withdrawal)
is this daily?
or the next day, i can still withdraw some money at any UBP ATM and they will not charge me the PHP 10.00 service charge?
to the person who answered my question, what ever your name is, I’ll raise my hat to you..Thank you..
I love this site..
very helpful..
Hi akiko,
thanks for the compliment. nakakataba naman ng puso =). this is what this site is about. sharing about experiences, a place for collaboration of those who are enlightened =)
regarding your query.
ATM Withdrawals
UBP ATM PHP 10.00 (after the 3rd withdrawal) -> I have this impression that for every withdrawal after the 3rd time on a same day, may charge sya.
Owww i see.. Thank you for your time. More power to you.
You really have a lot of experience about this EON CARD.
how about some bad experiences with unionbank? Do you have one?
Hi akiko, thanks.=)
well it’s just my experience which i felt like sharing. =)
good thing is so far i haven’t experienced any bad incidents with them… let us see in the future. LOL. nonetheless, i just resort to the web to look for answers myself whenever im confused too instead of calling their not-so-helpful help desk support which sucks sometimes.
my eon card is now enrolled and i can successfully log-in and and see my account on line. I paid only the P350 annual fee at Unionbank, and so maybe that’s why i have zero account. I tried linking to paypal and my card was denied… just want to confirm, do you think the insufficient fund is the reason?
thanks again
Hi jean,
yes, you need to have sufficient fund in eon visa because linking it with paypal will charge your eon card – $1.95. but this would be refunded later once you have successfully linked the 2 together. It would soon be reflected in your paypal transaction and to your eon card as well. You can probably deposit which is enough to your future transactions.. if later you plan to use this eon card to pay for restaurant bills or purchase items at any department stores they you definitely to need to add more funds. =)
http://www.techronnati.com/forums/index.php?board=75.0
Hi! I am back for another question. I now finally linked my EON card to Paypal after depositing P300 on it. But not fully, as it is asking for that 4-digit PIN…
I learned from somewhere that I can get that code at EON Cyber account so I signed-in and add username, but afterward it said that my card number or usernname is not valid. If I understand it right, this will take another 3 days so I waited. It’s now on the 3rd day but I still cannot log in.
Is there no other easier way to get that f#@%$ 4-digit code? Buraot na ako e….
Thanks!
this site is very interesting, and helpful ofcourse
now i became interested about this eon card..
i hope someone can help me see the actual picture of the card now, the latest, back to back..
im sorry about this, im just very particular about the appearance of the card..
thank you so much..
[...] it? But if you think this post confused you on how to apply for a Unionbank EON card, here is a more informative post from Techronatti which I think can help you [...]
Finally, I have now my EON card verified at Paypal which means I can again send money online.
Hopefully, I can also withdraw funds using my EON card maybe two days from now.
Thanks for all your help, and I hope mentioning you on my post can serve as a simple gratitude.
http://fatherblogger.com/2009/03/13/i-finally-got-my-unionbank-eon-card-after-48-years-of-waiting/
Hi angel,
Wow, that’s good news!! Let me welcome you to the real world! .. FINALLY, your LONG WAIT IS OVER!=)
And thanks a lot for the linkage. That’s nice of you. Thank you. =)
Just in case you have other things to ask, even not related to unionbank and paypal, would be glad to help you. Feel free to browse anything in this site. People in the forums are waiting for you too. So you may want to check it out. =)
search mo din about paypal din d2 pag may time ka
http://www.pesorepublic.com
Hi angel,
Actually that’s the fastest and easiest way to retrieve the 4-digit code… i said it being the fastest because that’s ONLINE Account or you can wait for another 48 years(since you’re not in Manila) for the statement of your account to arrive in your doorsteps which is not an ideal option. right?
Don’t worry, though. Once you get your EON Cyber account working… you can access your account as easy and as frequent as you want. In my case, i just waited for 3 days. You may want to check your account today -March 16,2009 as of writing this reply. It should have been activated already. But if it hasn’t, then maybe try tomorrow (?) (i say this would be the latest… Sadly, i would have to say again that you need to try to call the branch to confirm this…. ) (NOT AGAIN! I know).. But you don’t have any choice but to reaffirm this.=C
I hope this helps.
I have one suggestion: Why not talk to the branch manager (where you opened your account) and ask if they offer SMS Help Service ( sort of like help service where a customer text-in their queries and follow-up questions via Text Message – Cellphone in case you have any). or a contact number where you can make follow-ups… I am not so sure if they offer such a service, though. Try to relay your burden with them like your traveling hours, their busy trunkline, the cost it would take you. etc., so they could provide you some assistance in case they have some alternative ways. (i know some bank account tellers/officers are nice enough giving their personal numbers for free assistance) This is customer service. Or maybe why not suggest this to them? Feel the urge and the courage to do this considering your experience =)
Cheers,
Hi there, i just got my EON card today, i was trying to link my card to verify my account and still keeps on prompting me LIMITED ACCESS!!!
I have already activated my EON account online, it says that, i have to wait for 48hours to log-in.
My question is that, will i be able to link my debit card to my LIMITED ACCESS PAYPAL account without waiting for the 48hours update from UNIONBANK?
Hi fern,
as far as i know you need to wait the so-called “window” period- 48 hours so to speak. I heard about some incidents before of unsuccessful attempts when linking these 2 together. I just can’t remember what the exact error messages were. Just be sure that you have sufficient fund on your EON Visa Account
which is indeed necessary 
for the linkage.
Cheers
hello!
free of charge po ba pag sin wipe ko ung EON card ko to any restaurants..? gusto ko na sana cya i try pang shopping ska dining,, pero bka nmn malaki ang charge..?
hi akiko…
well i’ve tried using EON Card at SM Megamall department store and so far so good there’s no charge and i think this applies to all eon card purchases even in restaurants. kung meron man, baka maliit lang. Siguro pag nilibre mo ako baka wala … hehehe just joking
kidding aside, there should be no fee kasi it’s suppose to work like credit card yun nga lang good as cash sya.. debit na sa account mo aga yung purchases so be sure you have enough funds in your debit card =)
how long does it take for the money from paypal to transfer sa eon card? na paypal kasi naka state na completed na ung transaction..
hello. can I received money abroad through paypal eventhough i still don’t have the eon card? Nagsignup ako sa Paypal pero wala akong nilagay na credit card or bnk account kasi wala pa ako nun. posible bang magsend yung kaibigan ko abroad ng pera sa akin at pansamantala yung pera ay nasa paypal account ko kahit wla pa akong nilalagay na eon card number at kukunin ko na lang pag may eon card na ako? thanks. more power.
Hi gem, well i am not so sure if that’s possible as i haven’t tried it myself but i believe it’s possible because Paypal Account is different with eon visa account. When we analyze it, Paypal is just acting as a 3rd party between our credit cards/debit cards and the merchant when doing online business or transactions. Safe for our credit cards or debit cards kasi it goes to a security check via Paypal. When you send money via paypal, it’s the email address that is used so right there and then it’s possible. What i am not so sure is if there are extra charges for this transfer. if this is the case, you need to have some funds also in your Paypal account kasi pag wala san nya kukunin yung transfer charges? In the paypal account website, By the time you get your eon visa ready and already tied it with paypal (meaning you already confirmed the 2 accounts together) then that’s the only time you can withdraw your paypal fund…. So the transfer would be from paypal account ->it goes to your eon visa account/card -> then once confirmed, you can now withdraw the money with your nearest UnionBank Branch.
You can try it, wala namang mawawala sayo e… Normally pag ayaw tanggapin naman ng system e mag eerror naman sya e…. hindi rin magiging valid yung transaction… =)
I hope i was able to answer your question. =)
This might help us:
http://www.unionbankph.com/content.asp-paramID=AMBKADAIBE.htm
How do I withdraw funds from my Paypal account?
Options Processing Time Cost
Withdraw funds to your bank account —> UnionBank account 5- 7 working days -> Free for 7,000 PHP or more P50.00 for 6,999.99 or less
Transfer funds to your card —> 4 working days ->$5.00 USD (VISA exchange rate for the day of withdrawal request)
Another question: How long does it take for funds to reach my UnionBank account?
It typically takes 5-7 banking days but UnionBank credits it upon receipt from PCHC via EPCS.
Hi friend, sorry for the late reply, i overlooked your comment, anyway, getting back to your question…
It typically takes 5-7 banking days but UnionBank credits it upon receipt from PCHC via EPCS.
This is what is seen in http://www.unionbankph.com/ website.
I hope by this time you already got your money =) Pa burger ka naman hehe
just kidding hehe.
Hello,
need your thoughts on my paypal problem..
would you know the reason kaya why i can’t send money to a online merchant? i’m trying to send $192.77 CAD to a merchant.
i always get the message:”You have exceeded your per transaction limit. To lift this limit, click View Limits on you Account Overview page.” i don’t know why this message pops up. I am a verified paypal account holder. and may pondo naman yung EON ko to pay for my purchase.
Hello Carlo,
Which account type do you have? Personal Premier or Business ?
I am not aware of the transaction limit. But what i know is they implement this to prevent fraud such as unauthorized sent $$ to other PP account etc.
Have you checked your Account Overview Page – Limits? What does it say?
If am not mistaken, i think I heard this happening when the account is not yet paypal verified but since yours was verified already i guess the problem is something else.
Siguro, I would suggest contacting PayPal Customer Support . Or probably you can email them with your query. Looking at the Paypal Website, they have this contact us link where you can actually browse or even ask related questions. Baka pwede ka rin magtanong don baka mabilis mag reply =)…
In addition, you can try calling them personally. Pls. refer below of the contact numbers for paypal =)
US/Canada 1-888-221-1161
BUSINESS SUPPORT US: 1-888-215-5506
UK/IRL: +44 (0)8707 307 191
BUSINESS SUPPORT UK: 08707301880,
BS Email: business-support@paypal.co.uk
China: 86-21-2891-3401
Australia: 1-800-073-263
France: 0821 230 233
Germany: 0180 500 66 27
BUSINESS SUPPORT DE:0180 500 7590
TeleSales DE: 0800 1012109
Spain: 902 885 248
Italy: 848 390 110
Switzerland: +49 180 500 66 27
Belgium: 070 359 905
Netherlands: 0900 2658950
Rest of Europe: 00 353 1 436 9111
Other countries: 1-402-935-2080
In my case, I withdraw my paypal earnings to a bank account. The first time I withdrew, I linked in to my BPI Savings Account.
Then I replaced it and linked in to my newly opened BDO Account. I set up a new bank account to track my online earnings and other sideline income.
Hello and good day!
I’m just wondering on the interest that UnionBank’s EON card would offer. 0.500% when you maintain a minumum of Php 10,000 in your account. That means you would earn Php 50 per month?
Has anyone really earned an interest like that with their EON card?
Thank you again.
Hi ratyz25. Well, honestly i haven’t experienced that.. coz my ADB (average daily balance) is always at the minimum. lol. probably true. =) How about those millionaires hiding out there.. show up… care to share some info? =P
Well based on my experience actually di ko na experience yung interest…di ko kasi namomonitor e…pero ugali ko na magmaintain ko ng above minimum para in case mag earn sya ng interest dba…=)
GreenTab´s last blog ..Re: Signs of Aging : Added References
I just want to make sure if my computation is correct because, if the interest would actually earn you Php 50 per month, that would mean, you can just leave your money to increase on itself and you could even earn more than the annual charge of Php 350.
Para sa mga bago po sa paypal na gusto ilink sa union bank eon account.
1. Punta po kayo sa Union Bank. Sabihin nyo sa front officer kuha kayo ng EON Card. Normally 1-2 weeks ma release na EON card nyo it takes to 3-4 weeks pag malayo kayo.
2. Put some amount sa Union Card Account nyo say around 300-500 Pesos pde na. Kaylangan kasi eto ng paypal na may laman ang card para ma verification process, after maverify ma-rerefund naman ng paypal ang initial amount na macharge sa card mo.In short magkakalaman ng balance yung paypal amount nyo.
3. mag register po sa paypal then input mo yung card info mo. May charge.. pero yun nga e rerefund nman nila pag na verify na eon card mo. Then after registration.. ang paypal ay hihingi ng verification number.
4. Mag email po kayo pero mas maganda tumawag sa “Support ng Union Bank” para mabilis at hingin ang verification number na pinadala ng paypal. Makikita kasi ang number na ito sa transaction ng paypal nuong nag charge siya ng amount sa EON card mo or pwede din online via union bank cyberaccount.
5. Pag nakuha na po ang number from Union Bank ay e verify agad sa paypal account mo. Kelangan naka login po kayo sa paypal account nyo sa http://www.paypal.com . Pagktapos po e pwede kanang mag withdraw ng funds sa paypal.
6. Sa pag withdraw naman. Gamitin ang “Transfer to Bank Account” kasi mas mura ang charge ng transfer kaysa gamitin mo and EON. Sa aking experience 100php ang charge ng banko. Ang ganamit ko ay ATM account ko sa PNB.
7. Kung kaylangan nyo ng Bank Code. E google lang ang “paypal bank code” at makikita niyo ang list ng bank code for paypal.
Yun po. start your business na!!!! =)
Libre po ang account signing sa paypal kaya magmember na po kayo =)
nacheck mo na ito?
http://www.pesorepublic.com
Hi,
I have a question regarding the inactive/dormancy fee. How are they going to charge with that in case your account has zero balance or lets say you decided not to use the card for a long time, are they going to bill you for that? Or they will just deduct the dormancy fee once you deposited money again to your account?
Excuse my ignorance but Im really new to this EON card.
Hi freelynx23, i haven’t experienced it yet myself but with your query if it’s zero balance i guess they would automatically close the account (provided no transaction for 2 years). This is normally the current protocol even with other bank products like savings account, if i’m not mistaken. Like what i have before, i have a metrobank savings account. Whenever it reaches a zero balance it would automatically close the account. I also have another card which is Equitable PCI Bank ATM Savings account before. I think it has around P11.00 in it. It became inactive for a year and then when i decided to inquire again to check the balance, ATM ejected the card even with phone banking it didn’t work.
If you still have a balance in your card to deduct the dormancy fee and you are still planning to use the account i think it is possible. But if your current account balance can’t deduct the dormancy fee, it would close the account automatically. This is my understanding… san nya idededuct yung fee diba?
I find this info useful when dealing with dormancy and inactive accounts:
Inactivity Charges
No Transaction Penalty (no transaction for 1 year)
—> PHP 200.00 per month starting on the end of 12th month of inactivity until the account becomes dormant
Dormancy Charge (no transaction for 2 years)
—-> PHP 500.00 per month starting on the end of 24th month of inactivity
http://www.unionbankph.com/index.php?option=com_content&view=article&id=926&Itemid=286
* Ooops, and one more thing pala… *** Transaction involves, depositing and withdrawal … balance inquiry is not considered a transaction by the way. I actually verified this to one bank officer coz i got confused before. I hope able to help you with your query.
Why not deposit something in your account. it might come in handy when needed. Ako nga i decided not to close the account sayang e. Medyo mahirap din mag apply ng bago kasi medyo mabagal service ng unionbank not unless meron ibang services yung ibang Banks like BDO or BPI which is better.. well those am not yet aware of. =)
search mo din about paypal din d2 pag may time ka
http://www.pesorepublic.com
Hi,
First time ko kasi mag debit card, I’m only going to use this to verify my paypal account. Kala ko kasi they will send a demand letter obliging you to pay the dormancy fee…my bad:)
Thank you so much for answering my queries. I am glad to have bumped into your blog. You have been a great help for people like me….
Keep up the good work!
Hi freelynx23.. wow =) was touched by your message.. Thanks a lot.. =)
actually the reason why i created this blog is to share my personal experiences with readers like you =).. i hope in my own little way i was able to help. and from time to time you visit this blog or you can probably join the discussion forums =)
for any feedbacks and comments, feel free to message me here anytime =)
Hello to everyone~!
Would just like to share what I have realized so far with maintaining a minimum balance in your EON Cyber Account.
A few months have already passed and with a minimum balance in my account, it seems that the interest that I earned wasn’t really around the amount I thought it would earn.
I earned around less than five pesos every month. Not sure if its just because of the mimimum or with the little excess added in my account.
I just have to wait and see if things would change if Twenty thousand would be in my account. Would it earn me less than ten pesos or not?
Anyone out there who already did this? Would like to hear your experiences or ideas about it. I sure don’t have much idea about banking really (-_-”)
hello techronatti!
id just like to know if you have any idea about the billing address that should be used upon enrolling your eon account to online banking? in my case i used my current address not the one i used to get my eon card. will this affect my online enrollment?
thanks!
Hi supercomet09, how are you doing… it’s Techronnati by the way. ;D
so you mean you have 2 different addresses used? can you please elaborate?
when i applied for E-ON Card myself via online banking , i used my home billing address… the same address for my credit card and other personal stuffs.
i personally went to my local branch to get my eon card myself… do i make sense?
have you check Techronnati community? http://www.techronnati.com/forums/index.php?board=72.0 There might be others who have experienced this already.
search mo din about paypal din d2 pag may time ka
http://www.pesorepublic.com
hi again techronnati!
yes, i have entered a different address when i enrolled to online banking. its not the address i used when i applied for the eon card. ive read the post but so far nothing like my scenario. i wonder since i used a different address this might affect my enrollment that will cause some problems.
thanks for the information.I am expecting EON Cyber Account.
development catalyst´s last blog ..Samal ,Talikod Island Escapade-The Virgin Island
hi? I just thought that maybe somebody can answer my question… How can I put funds on my paypal account? I got the eon debit card, is it possible to deposit some money to paypal using the debit card? Thank you…
Hi eve, i think that is possible… there’s actually a link there in your paypal account – add funds/ funds section. Is your debit card confirmed in your paypal account? if this is done already then you should be able to fund your paypal account with this one.
Did you check the forums section?
tnx for the reply GB! the add funds section states that that feature is not available. and yes my debit card is confirmed. maybe add funds feature is not available in my country… i don’t know why i was registered in australia here, we’re on the same country…
well anyway, tnx again!
In your instructions, “Be sure to select Philippines as the country where you live in and use U.S. DOLLARS as the primary currency.”
Where exactly can I find the option to USE U.S. Dollars as the primary currency? When I tried to enroll my EON card there’s no option to select the primary currency. It accepted my enrolment but it shows PhP as my primary currency…. Any help will be appreciated. Thanks!
Hi Toink,
With the current registration form from paypal, the system can now identify where the current user is coming from hence there’s no need for this step. Also, the system can now accept Philippine currencies in PESO (Php) as currency at this time unlike before (yes – 2 years ago) where transactions are mostly in dollar denomination. This is in fact good news right, knowing a lot of Filipinos can benefit with this program.
I know a lot of people these days are doing side businesses online and i encourage everyone to have a paypal account. Sayang ang benefits….
http://www.techronnati.com/forums/all-about-paypal-alert-pay-worldpay-payoneer-moneybookers/
search mo din about paypal din d2 pag may time ka
http://www.pesorepublic.com/db/online-income-opportunities-(online-based-only!)-23/
Hi sir,
Good day! Your blog is really a big help, and a sign of hope for someone like me.. Let me share my experience with paypal.
I bought some clothes from abroad and used paypal as my mode of payment (since the BDO debit card that i used was successfully linked to them).. everything went smoothly and i received the items peacefully(haha!). Then, last week, i bought clothes again but the paypal system keeps on saying that they cannot verify the card that i have linked. i sent an e-mail to the paypal team, and to BDO as well. The BDO officer who replied to me said that Paypal and BDO are not “partners” so the debit card won’t really get verified. I was wondering why on my first transaction, everything’s okay.
Then, i found some forums about “debit card linked to paypal” and i learned about the EON card from Union Bank.
I would like to know,sir, if what are the requirements in applying for an EON card? And, if i get 1 and link it to paypal, am i assured that everything about the “linking” would be hassle-free as long as my card is activated?
Hope you could help me, since Paypal is the only easiest way of online payment (for me, since it has no other fees).. I really need to have a Debit card linked to paypal asap..
Thank you sir and God bless!
Hi, anne… wow thanks for your reply.. ;D
I see… so that happened to you? I am not really sure about BDO and paypal… i thought BDO is upgrading their system to allow online transactions including working with Paypal…. They should get this working or else they lose a lot of potential users of paypal.. diba?
With regards to your query about requirements in Union Bank EON, you can check it via this link straight to the union bank Philippines website:
https://www.unionbankph.com/index.php?option=com_content&view=article&id=918&Itemid=256
When applying for EON CyberAccount Application form;
1.You can fill one up at the nearest UnionBank branch; or
2.Claim your EON VISA Electron Kit from the branch you selected:
a.Prepare your valid Identification Card(s)like
->Passport
->Current Driver’s License (accompanied by OR)
->Professional Regulation Commission (PRC) ID
->Major Credit Cards with picture
->Permit to Carry Firearms
->New/Laminated Social Security System (SSS) / Government Services
->Insurance System (GSIS) / Tax Identification Number (TIN) Card
->Company ID
->Postal ID
Current School ID, for students ***
-> Make photocopies of the Identification Card(s) you will present.
->This will save time in the release of your Welcome Kit (just in
case the photocopier/scanner in the branch is busy/unavailable).
We need to keep these on file.
b.Make a personal appearance
c.Bring P350.00 to cover the Visa electron annual fee.
d.You may also bring your initial deposit (not required but recommended) so that you can start using your EON CyberAccount.
I hope this helps you. ;D
*** Ooops, Don’t forget to add some funds to your account. In my case, i deposited P350 plus P150 = P500 (total) initial cash out to cover other expenses linking to your union card to paypal.. (check the step by step procedure above)
=============================
To Claim your EON VISA Electron Kit from the branch selected
1. Make a personal appearance
2. You must provide a photocopy of at least two (2) valid IDs:
->Passport
->Current Driver’s License
->Permit to Carry Firearms
->New Social Security System (SSS) card
->Government Services Insurance System (GSIS) eCard
->Professional Regulation Commission (PRC) ID
->New Tax Identification Number (TIN) Card
->Postal ID
->National Statistics Office (NSO) authenticated Birth Certificate
->NSO authenticated Marriage Certificate
->Original & unexpired National Bureau of Investigation (NBI) Clearance
->Police Clearance
->Digitized Voter’s ID
->Philhealth card
->Office of Senior Citizen Affairs (OSCA) / Senior Citizen card
->ACR Identity Card (I-Card)
->Consular ID
->Barangay certification
->Philippine Overseas Employment Association (POEA) / Overseas Workers Welfare Administration (OWWA) Card
->OFW ID
->Seaman’s Book
->Government office ID (e.g., Armed Forces of the Philippines, Home Development Mutual Fund [HDMF] IDs)
->Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
->Department of Social Welfare and Development (DSWD) Certification
->PRA Special Resident Retiree Visa (SRRV) ID
->Other valid IDs issued by the Government and its instrumentalities
==================================
Now you are ready to go.. ;D
In case you can also visit this section.
http://www.pesorepublic.com/db/banking-and-insurance/
Hi Everyone!
This is a very helpful article. Thanks for coming up with something like this. Anyway, do you want to experience more rewards using your UnionBank VISA Debit Card? Check out this link.
http://unionbankph.com/index.php?option=com_content&view=article&id=1840&Itemid=269
If you want to ask for more details regarding EON Card, you can visit our website at http://www.unionbankph.com or you can also visit and be a fan on our facebook.com/unionbankph or follow us on twitter @unionbankph.
We’ll be happy to help you with your concerns:)
Thanks!
UnionBank of the Philippines
Hi UnionBank of the Philippines…
Thanks for the kind words ;D
Yan ha…panay ang promote ko sa unionbank ha… may referral fee na ba ako tulad ng paypal? hehehe. ;D
http://www.pesorepublic.com/db/banking-and-insurance/
We’re having a promo for all our Visa Debit Cardholders! Use your EON/E-Wallet Card at eBay and get a 5% rebate for all purchases made from July 23 to August 22 2010. AND we’ll give you a 2GO Cargo coupon if you link your card to PayPal during the promotion period.
Know more about it here.
http://www.unionbankph.com/index.php?option=com_content&view=article&id=1840&Itemid=269
Nice tips you have here regarding paypal and unionbank
Ask ko lang po sana kung union bank lang po ang nag cacater for Paypal?
kasi nabasa ko po d2 na sila pa lang?
http://www.pesorepublic.com/db/banking-and-insurance/
http://www.pesorepublic.com/db/business-investment-and-other-earning-opportunities-%28not-online-based!%29/
how about po BPI and BDO or Metrobank po?
Hi Guys!
Great news for all our Visa Debit cardholders! Use your card at eBay and get a 5% rebate on all your purchases from July 23 to August 22, 2010. You’ll also get a free 2GO Cargo Coupon when you link your card to PayPal. Click here to know more: http://unionbankph.com/index.php?option=com_content&view=article&id=1840&Itemid=269
For more details regarding your EON or any UnionBank products, you can visit our site at wwww.unionbankph.com or you can be a fan on our facebook.com/unionbankph. You can follow us on twitter also @unionbankph.
Thanks!
UnionBank of the Philippines
i have alertpay but i don’t know if EON card will work. I already have Paypal and use it online but i haven’t connected it yet to EON because i still have to open one. Anyways i am just new in online jobs so i am still working on it and haven’t got paid yet. I just started it a week ago.
So i have to have an EON debit card first from unionbank then once i have it i have to go online to register that EON card in EON cyber account?
where is the “CLICK HERE TO OPEN AN ACCOUNT” label on that site? i can’t see it
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